FAQS

Frequently Asked Questions

  • 1. What are the costs of using netwealth?

    netwealth offers a clear and simple pricing structure with no hidden costs. netwealth charges an administration fee, determined by the total balance of your superannuation. Transaction fees may apply when buying and selling investments, such as The Montgomery Fund. For more information please see the ‘Fees and other costs’ section of the Super Accelerator PDS.

  • 2. Is this Fund suitable for me?

    The Fund has a medium-term (2-5 years) objective suitable for wholesale clients seeking a reliable monthly income solution.

    Investment in the Fund can only be made by persons who are wholesale clients as defined in Section 761G and Section 761GA of the Corporations Act. View wholesale client definition

    The Fund is offered under an Information Memorandum and is an open-ended unit trust that is not registered with ASIC as a managed investment scheme.

  • 3. Is this Fund suitable for me?

    The Fund is aimed at retail and wholesale investors and participation is available to individuals, companies and trusts including superannuation trusts so long as they are ordinarily resident in Australia and aged 18 years or over.

    This product is likely to be appropriate for a consumer seeking capital preservation or income distribution, to be used as a core component or satellite/small allocation within a portfolio where the consumer:

    • Has a short, medium, or long-term investment timeframe.
    • Has a low, medium, high, or very high risk/return profile.
    • Does not require monthly access to capital.


    The Fund is open-ended and an Australian Registered Managed Investment Scheme offered under a Product Disclosure Statement and registered with ASIC.

    You can learn more in the Target Market Determination here.

  • 4. Can I invest my entire super balance into Montgomery funds?

    Yes. As long as you open a netwealth Super Accelerator Plus account and satisfy netwealth’s minimum cash requirement you can allocate your balance to Montgomery funds* (netwealth requires that a minimum of 1% or $500 be retained in cash in your account, up to a maximum of $5,000).

  • 5. What is the fund’s investment objective?

    The Polen Capital Global Small and Mid Cap Fund's objective is to outperform the MSCI ACWI SMID Cap Net Total Return Index, in Australian Dollars, over a rolling five-year period, net of fees. Returns are not guaranteed.

    Polen Capital believes that consistent earnings growth is the primary driver of intrinsic value growth and long-term stock price appreciation. Accordingly, efforts focus on identifying and investing in a concentrated portfolio of high-quality growth companies that can deliver sustainable, above average earnings growth. 

    Polen Capital invests in companies that have durable earnings profiles driven by sustainable competitive advantages, financial strength, proven management teams and leading products or services. Polen Capital believes such companies not only have the potential to contribute to outsized returns to the portfolio, but are also inherently less risky, as their greater earnings stability and financial strength offer a “margin of safety” that typically results in less volatility during declining markets. 

  • 6. Can I use netwealth for super contributions from my employer?

    Yes. netwealth's Super Accelerator Plus can receive contributions from your employer where you have elected choice.

  • 7. How does the fund deal with currency hedging?

    Polen Capital does not hedge currency risk, and the belief is this would add cost and complexity to the portfolio without materially reducing risk of capital loss. Polen’s expectations are that currency volatility is unlikely to be a material source of risk or return in the portfolio over a typical holding period. 

  • 8. Can I change my investments at any time?

    Yes, you can alter your investment portfolio at any time. This can be done online.

  • 9. Can I transfer my existing life, TPD (total and permanent disability) and/or income protection insurance cover from my existing Superannuation fund to netwealth?

    In the same way you are able to consolidate your super, you may be eligible to apply to transfer your existing life insurance cover to netwealth. Any transfer request will be subject to assessment by the underwriter. You can instruct netwealth to wait until you have been notified that the insurer has approved your insurance transfer request before proceeding with your rollover request.

  • 10. How do I redeem funds?

    The Fund intends to offer monthly redemptions, known as a Limited Withdrawal Offer.

    However, please note the Fund is defined as illiquid under the Corporations Act, and regular Limited Withdrawal Offers are not guaranteed and will be subject to the Fund having available liquid assets. The Fund will aim to hold some cash to meet monthly redemptions but there may be situations where limits to redemptions may apply. 

    Each month, the Responsible Entity intends to offer investors a Limited Withdrawal Offer. During the withdrawal period, the Responsible Entity will accept withdrawal requests.

    Investors will be required to submit the Withdrawal Request Form and have it signed by the authorised signatories on the account. The Withdrawal Request Form will be included in each Limited Withdrawal Offer.

    Each Limited Withdrawal Offer will be available for acceptance for at least 21 days. You can find details of the withdrawal period on the Responsible Entity One Managed Investment Funds website:

    Responsible Entity Website

    If total redemption requests received are in excess of the amount of the Limited Withdrawal Offer, the requests will to be satisfied proportionately.

    Any requests for withdrawal in response to a Limited Withdrawal Offer that are not wholly satisfied due to a scale back will remain valid for withdrawal in the next Limited Withdrawal Offer.

    Withdrawal proceeds will be paid to your nominated bank account and generally by the 10th Business Day of the following month. However, the Responsible Entity has up to 21 days to pay withdrawal proceeds.

    Please refer to Section 7 of the PDS for more information regarding Limited Withdrawal Offers. You can access the PDS here: Download the Aura Core Income PDS


*The purpose of this page is to provide general information about our funds management services and does not purport to give financial advice. The information provided is general in nature and does not take into account your investment objectives, financial situation or particular needs. You should consider your own investment objectives, financial situation and particular needs before acting upon any information provided on this website or in email communications from Montgomery Investment Management and consider seeking advice from a licenced financial advisor if necessary. Investing involves the risk of capital loss. Not all investments are appropriate for all people.

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