The Reserve Bank of Australia’s (RBA) latest rate rise has serious consequences for consumers and investors. There can be no argument that the RBA’s battle against inflation dominates investment commentary. Figure 1. Australian annual inflation And even though inflation is cooling in Australia, food price increases remain steep. Figure 2.

In the current financial climate, retirees and those approaching retirement are often caught between the Scylla and Charybdis of relatively low-interest rates and equity market volatility. The quest for a stable income solution has never been more pressing.

In the thriving metropolises of Australia, the real estate horizon is gleaming brighter than ever. House prices have surpassed previous highs, putting a final nail in the coffin of those pessimistic forecasters who predicted 25-30 per cent declines.

Private credit, in your author’s opinion, will feature in the top ten most used investment phrases for 2023. My BBQ conversations on weekends this year have gone from penny stock recommendations to weird and wonderful ways to get exposure to private markets, notably through credit.

The International Monetary Fund (IMF) have called on the Reserve Bank of Australia (RBA) to raise interest rates further.  ​ The IMF is concerned with the persistent rate of inflation. Whilst they are confident in assuming that inflation has peaked, the rate of decline is too slow and core inflation remains firm.

There is much debate about whether rates will rise or fall or stay about here for some time – the latter being my personal stance and prediction. Irrespective of our own beliefs, I think we can all agree interest rates aren’t going back to the lows we saw when the U. S.

Cettire (ASX:CTT), was launched in 2017, and is a global online retailer, offering more than 2,500 luxury brands and 500,000 personal luxury goods via its website, cettire. com. The rapidly growing luxury e-commerce platform is not short of competition. Net-A-Porter, Gilt and Farfetch are global luxury goods e-commerce platforms that immediately come to mind.